Changes at Cantlon Financial

Three heads are better than two. With Rob Gephart joining Tom and me, we are even better positioned to help you with any financial issues or questions you have. We are well equipped to handle more clients and more assets, so please do your friends a favor and recommend us.

Rob and Tom are now located at our new office at 41W 455 Brierwood Drive, Saint Charles, IL 60175.

The land line there is 630-549-0826.
Tom’s cell phone number is 847-322-0291.
Rob’s cell phone number is 630-492-0720.

I continue to work from my home where our mail is still directed and can be reached at
630-584-4508. I spend some time each day at the Brierwood address so that we are all on the same page.

The first half of the year, although volatile, ended with acceptable investment returns and many questions about what lies ahead for the second half and 2012. Washington appears unable to contribute much to the economic recovery so it seems that the private sector will carry the burden. Unemployment, housing and debt issues are major problems that will recede only slowly. Lower returns on our investment portfolios are probable considering the economic environment and pinched values for call options as a result of lower speculation in the overall market.

Very truly yours,

Michael F. Cantlon