Thank You!

There is a Charles Schwab commercial running on TV these days where a child asks his father how much he pays his broker. The father’s answer is “I don’t know exactly.” Every time we see this commercial (and probably every time you see this commercial too), we say, “Our clients know exactly how much they pay us.” We understand that our tax deductible check can be a difficult one to write, but we have always felt that it is better to be upfront and honest in everything we do. In turn, we appreciate your continued trust and thank you for choosing us to manage your investments. It truly is an honor to have your confidence and we take our responsibilities very seriously. Every day, we are working to 1) protect your wealth and 2) earn you a fair rate of return. If you ever have any questions about your investments or any other financially related item, please give us a call. All conversations and meetings are covered by your quarterly bill. We would love to hear from you.

Don’t forget to vote in the upcoming election. We are reminded about the election each night as one candidate or another calls us on the phone. If you do have the opportunity to vote early, please take the opportunity to do so for three reasons. 1) The lines are shorter. 2) You get to vote at your convenience. 3) Candidates are informed on who votes early and once they know that you have voted, they will stop spending money on you (and therefore stop calling you).

Due to our strategic relationship with Fidelity, we have been asked to participate in a pilot program for the new Fidelity.com website. If you use Fidelity.com, starting October 16th, you will get to try out the new Fidelity.com website for 2 weeks. It will feature a new summary page, more intuitive navigation and a common look and feel across mobile, tablet and desktop computers. If at any time you wish to switch back to the old website, you will be able to do so by clicking the “Switch to Classic” link in the top right corner of the page. We have been asked to provide feedback to Fidelity on your experiences with the new website, so if you have any comments or issues, please let us know.

Very Truly Yours,

Michael F. Cantlon

Thomas E. Guyett

Robert T. Gephart